Terms of Services

1. About QuickPe

QuickPe – BNPL (Buy Now, Pay Later) (“QuickPe”, “we”, “our”, or “us”) is a technology platform that enables access to smartphones and related devices through rent-to-own, installment, or BNPL programs, delivered via authorized retail and ecosystem partners.
 
QuickPe is not a bank. Where applicable, credit or financing services may be supported by licensed partners in accordance with local laws.
 
 
2. Eligibility to Use the Services

To use QuickPe Services, you must:

• Be legally eligible to enter into a binding agreement

• Provide accurate and truthful information

• Meet local regulatory and partner requirements

We reserve the right to refuse or suspend access if eligibility conditions are not met.
 

3. Scope of Services
 
QuickPe provides:

• Digital onboarding and eligibility workflows

• Device access programs (BNPL / rent-to-own / installment)

• Repayment tracking and reminders

• Device lifecycle and upgrade support

• Partner and retailer enablement tools

 
Specific terms for any device plan or BNPL arrangement will be shared separately at the time of onboarding or purchase and will form part of your agreement.
 
 
4. User Responsibilities
By using QuickPe, you agree to:
 

• Provide accurate and complete information

• Use the Services only for lawful purposes

• Follow agreed repayment terms and schedules

• Safeguard your device and account credentials

• Notify QuickPe of any misuse, loss, or unauthorized access

 
Misrepresentation or misuse may result in suspension or termination of Services.
 
 
5. Repayments & BNPL Terms

• Repayment schedules (daily/weekly/monthly) are defined at plan creation

• Late or missed payments may result in reminders, restrictions, or plan actions as disclosed

• Any device-related controls follow the agreed plan and applicable laws

• Fees, penalties (if any), and consequences are disclosed upfront

 
QuickPe follows responsible and non-predatory credit practices.
 
 
6. Device Usage & Ownership

• Device ownership transfers only upon successful completion of the agreed plan

• Until then, devices may be subject to lifecycle or security controls

• Upgrade or buyback options depend on repayment history and plan eligibility

• Damage, loss, or resale in violation of the agreement may result in liability

 
 
7. Partner & Retailer Services 
QuickPe works with independent retailers and partners.
Retailers are responsible for in-store interactions, while QuickPe provides platform support.
 
QuickPe is not responsible for:

• Retailer misconduct outside platform scope

• Third-party product warranties (unless explicitly stated)

  
8. Data Usage & Privacy 
Use of QuickPe Services is subject to our Privacy Policy, which explains how personal data is collected, used, stored, and shared.
 
By using QuickPe, you consent to data processing necessary to:

• Deliver services

• Assess eligibility

• Manage repayments

• Meet legal and regulatory obligations

 
 
9. Suspension & Termination
QuickPe may suspend or terminate access if:
 

• Terms are violated

• Fraud or misuse is detected

• Required information is false or incomplete

• Required by law or regulators

 
Termination does not remove obligations already incurred.
 
 
10. Intellectual Property
All platform content, logos, trademarks, software, and materials are owned by or licensed to QuickPe. You may not copy, modify, distribute, or reverse-engineer any part of the Services without written permission.

 
11. Disclaimers

• Services are provided on an “as-is” and “as-available” basis

• QuickPe does not guarantee uninterrupted access

• Eligibility approval is not guaranteed

• Device availability depends on partner inventory

 
 
12. Limitation of Liability
To the maximum extent permitted by law:
 

• QuickPe is not liable for indirect or consequential damages

• Liability is limited to amounts paid (if any) for Services during the relevant period

 
This does not limit liability where prohibited by law.
 
 
13. Governing Law & Dispute Resolution
These Terms are governed by the laws applicable in the operating jurisdiction where the Services are provided.
 
Disputes should first be resolved through good-faith discussions.
If unresolved, disputes may be referred to arbitration or competent courts as permitted by local law.
 
 
14. Changes to These Terms
QuickPe may update these Terms periodically.
Revised Terms will be posted on this page with an updated effective date. Continued use constitutes acceptance.