Responsible AI

AI is used to support customer identity verification through document checks and face validation, helping reduce impersonation and identity fraud. These checks are performed only with user consent & are designed to strengthen trust for both customers and financiers.

AI helps evaluate potential risk by identifying patterns linked to repayment capacity. Risk thresholds are set conservatively to protect financer capital.
Final decisions follow defined policies with human oversight.

AI monitors repayment patterns to detect early signs of stress or irregularity. This enables timely reminders or supportive interventions before default occurs.

Early action helps preserve portfolio stability.

AI supports monitoring of financed devices to reduce misuse, fraud, or loss. It aligns device status with repayment health based on agreed policies.

This strengthens asset security throughout the financing lifecycle.

AI supports the generation of structured portfolio reports and MIS dashboards covering credit performance, repayments, asset status, and operational metrics.

These reports help with monitoring, governance, regulatory reporting & informed decision-making.